There are many things that are wise to delay purchasing until you absolutely have the money to pay for them. You probably shouldn’t borrow money from your family, for example, to buy a boat. Nor should you put a $1,000 designer handbag on a credit card.
That’s not the case when it comes to rehab. Not at all.
In fact, you should think of treatment for addiction in the same way that you’d think of treatment for heart disease or cancer. It’s not optional. It’s essential.
The bad news is that not everyone has the insurance coverage needed to pay in full for the time at rehab. How can you still enroll in rehab treatments without insurance? Understand that there are options available to you.
Borrow Money From Family or Friends
You may be reluctant to ask to borrow thousands of dollars from loved ones, especially since you may not yet have a clear plan for paying it back. Chances are, though, that your family has been asking you to go to rehab. If that’s your situation, you’ll likely find they’re extremely willing to help you financially in any way they can.
Finance Your Recovery
What you may not realize is that many treatment programs are willing to finance your recovery, meaning that you go to treatment now and begin paying back your loan later—after you’re done with rehab. If you’re interested in a treatment program, give them a call them to see what financing options are available (that information is not always available on websites). Additionally, some rehab centers charge their residents on a sliding scale, depending on their unique financial situation. You should also ask if any scholarships or grants are available.
Crowdsourcing services—such as GoFundMe—are becoming increasingly common. You could also consider selling some of your possessions, especially if you have money tied up in property or possessions that you could do without.
How Much is Rehab Without Insurance?
Rehab can range from a few thousand dollars to well over $100,000, so there really is no clear-cut answer to this question.
What is clear, though, is that you get what you pay for when you choose a high-quality rehab facility—and that you also have to be aware of avoiding unscrupulous treatment programs.
It’s also smart to think of rehab as an investment in yourself—perhaps the most important one you’ll ever make. There is no quick fix to addiction. But the good news is that there is a way to get better.
Rehab with Insurance Coverage at The Raleigh House
If you do have insurance, The Raleigh House may be able to help you with your addiction. Our team of experts work together to tackle both the physical and mental aspects of addiction. The goal isn’t just to be drug or alcohol-free. It’s to gain the tools needed to live a good life. Find a list of the insurance providers we work with or contact us today to verify your insurance.