At The Raleigh House, we know that navigating the cost of addiction treatment can feel overwhelming—but you don’t have to figure it out alone.
Our team is here to help you explore financial options, overcome barriers, and create a plan that supports your loved one’s recovery. Whether you’re unsure about insurance coverage, payment plans, or other resources, we’ll work with you to find a solution that makes treatment accessible.
No matter where you stand financially, we encourage you to reach out—recovery is possible, and we’re here to help you take the next step. Contact our admissions team or continue reading to learn more about how to plan for potential treatment costs below.
The Financial Impact of Addiction
Addiction doesn’t just affect health and relationships; it also takes a financial toll. Consider these estimated annual costs of substance use:
- Alcohol Addiction: Over $4,500 annually
- Cocaine Addiction: Over $8,000 annually
- Prescription Opioids: Up to $70,000 annually
- Heroin Addiction: Over $54,000 annually
Beyond the cost of substances, addiction can lead to legal fees, healthcare expenses, and financial instability. While treatment may seem significant, it’s ultimately an investment in your or your loved one’s health, future, and well-being. You are worth every effort, and recovery can not only ease financial burdens but also restore hope, stability, and a fulfilling life.
Four Ways to Pay for Addiction Treatment
Planning for treatment can feel daunting, but several financial options can help make recovery accessible:
- Insurance Coverage: If your loved one has insurance or is covered under your plan, some or all treatment costs may be covered. Our team can help verify insurance benefits and guide you through the process.
- Loans: Personal loans often have lower interest rates than credit cards, allowing manageable monthly payments.
- Private Pay: Paying out-of-pocket allows for greater privacy and flexibility in choosing treatment programs without insurance restrictions.
- Support from Loved Ones: Financial planning for treatment doesn’t have to be done alone. Family members and close friends who are invested in your recovery may be willing to offer support, whether through financial assistance, fundraising efforts, or simply helping you explore available options. Leaning on a strong support system can make a meaningful difference in accessing the care you need.
Managing Finances During Treatment
Preparing financially before treatment can ease stress and allow your loved one to focus on recovery. Here are key strategies to manage ongoing expenses:
- Set Up Automatic Payments: You can automate payments for essentials like rent, utilities, and insurance through your bank or directly with service providers.
- Pause Unnecessary Services: Temporarily cancel or pause streaming services and other nonessential subscriptions to reduce costs.
- Create a Budget: Plan a realistic budget that prioritizes fixed expenses and minimizes unnecessary spending.
- Communicate with Creditors: Inform creditors about your situation. Some may offer hardship programs or payment plans.
Rebuilding Finances After Treatment
Financial recovery continues after rehab. Help your loved one regain financial stability with these steps:
- Encourage Employment: Returning to full-time work provides income and often health insurance.
- Focus on Saving: Restart savings contributions for emergencies and long-term goals.
- Reduce Debt: Pay down debts to improve credit scores and regain financial security.
Get Addiction Treatment at The Raleigh House in CO
If you or a loved one is struggling with addiction, you don’t have to face it alone. The Raleigh House offers comprehensive treatment programs designed to heal the whole person—physically, mentally, and emotionally—to support lasting recovery.
We offer two locations, each dedicated to supporting your recovery journey:
- The Ranch at The Raleigh House: Nestled in the Colorado countryside, The Ranch provides a peaceful, nature-inspired setting for holistic therapies, nutritional support, and personalized care.
- The Center for Integrative Behavioral Health: Located in the Denver Tech Center, our newest facility provides the same high-quality care and transformative healing experiences for trauma, mental health, and addiction recovery. Designed with comfort and accessibility in mind, it offers a welcoming environment for all individuals, including those who require physical accessibility support, ensuring a safe and nurturing space for healing.
Your path to recovery begins here. Call us today at 720.891.4657 or contact our admissions team online to learn how The Raleigh House can help you or your loved one start the journey to lasting recovery.